Morrow BankA Visa card in seconds
Issue a virtual card, reveal the number, and add it to Apple Pay, Samsung Pay or Google Pay. It works online and at any contactless terminal.
Morrow Bank · Robinhood Chain
Your balance, at the counter.
A Visa card funded straight from your Robinhood Chain wallet. No bank account, no waiting for a transfer to clear, and the keys stay with you.
Robinhood Chain
chain 4663 · ETH gasUSDG settledMORROW
4413 •••• •••• ••••
Virtual · issued on create
YOUR NAME HERE
One wallet, one card, one history.
Nothing about fees or custody is left as a surprise. What a card costs is on screen before you confirm it.
The key is yours
Sign in and the wallet is generated for you. Export the private key from Settings whenever you want — money only moves when you sign for it.
Five chains, one balance
Move value in from Solana, Base, Ethereum or Arbitrum in a single signature.
Wallet and card on one timeline
Transfers, deposits in flight and card charges, charted by day, week or month.
Freeze it instantly
Lock the card from the app. The number stays hidden until you choose to reveal it.
Three steps to your first payment.
From an empty wallet to a card you can tap, without leaving the app.
- STEP 01
Fund your wallet
Signing in gives you a Robinhood Chain address. Send ETH or USDG to it, or bring value in from another chain.
- STEP 02
Choose what to load
Pick the amount you want spendable. Every fee is itemised on screen before you sign anything.
- STEP 03
Create the card and spend
Two signatures — one to approve USDG, one to send it. The card details appear straight after.
What the first card costs.
Card fees bite hardest at small amounts. Here is the real arithmetic, not a rounded-down version.
Spendable load$25.00
Issuance fee · charged once$5.00
Processing fee$1.00
Funding fee · 4%$1.00
You pay in USDG32.00
SpendableIssuanceProcessingFunding
Load bigger, waste less.
The $5.00 issuance fee is charged once per card, so it hurts most on a small first load. On a $25.00 load, fees are 22% of what you pay. On $250.00, they are 6.0%.
Topping up an existing card skips issuance entirely — you pay only processing and the 4% funding fee.
Closing a card returns the remaining balance minus $2.00.
LatamAsia-PacificMiddle EastEurope
The card works anywhere Visa is accepted — online checkouts, subscriptions, and in store through Apple Pay, Samsung Pay or Google Pay. What is available where depends on local regulation.
Questions worth asking.
The ones that decide whether this fits how you hold money.
Do I need a bank account?
No. The wallet is created when you sign in, and it is funded with crypto you already hold. No bank sits in the loop.
Who holds my funds?
Two answers, because there are two balances. The wallet is yours — its private key is exportable from Settings, and money leaves it only when you sign a transaction. The card balance is different: once you load a card, that money sits with the card issuer, as it must for any card. Loading a card is the point where self-custody ends.
Which assets can I spend?
ETH and USDG on Robinhood Chain. Assets on Solana, Base, Ethereum and Arbitrum can be routed in first, in a single step.
What happens if the card programme stops?
Cards are issued through a third-party issuer, and card programmes can be withdrawn. If that happens, cards stop working and remaining card balances are handled by the issuer, not by us. For that reason we suggest keeping card balances small and holding the rest in your wallet, where the key is yours. Any change will be posted on the status page.
Is Morrow Bank a bank?
No, despite the name. It is software on top of a licensed card issuer and public blockchain infrastructure. Balances are not insured, and crypto held in the wallet can lose value.
Open it before morning.
Sign in, fund the wallet, and issue a card in the same sitting.